Comparison

GoldenPi vs Grip Invest

GoldenPi sells corporate bonds and government securities into your own demat; Grip Invest sells corporate bonds and securitised debt, offers its own demat and a paid sell route, and does not accept NRIs.

Verified 17th Oct 2026

Lean to GoldenPi if

You want government securities, tax-free or 54EC bonds in the demat you already hold.

Full GoldenPi review

Lean to Grip Invest if

You want securitised debt or a priced exit after about 2 months, and you are a resident investor.

Full Grip Invest review

Side by side

	GoldenPi	Grip Invest
Legal entity	GoldenPi Securities Pvt Ltd (CIN U65990KA2022PTC164941), a wholly owned subsidiary of GoldenPi Technologies Pvt Ltd source	Grip Broking Pvt Ltd (CIN U67120DL2023PTC410290) source
Group or backers	Founded 2017 by Abhijit Roy and Samir Baran Pratihar; Zerodha's Rainmatter has invested. Oxyzo Financial Services announced a 100% acquisition on 19th May 2026 (about ₹42.4 cr share swap); closing not confirmed. source	Grip's FAQ calls the parent both Grip Invest Advisors Pvt Ltd and Grip Invest Technologies Pvt Ltd (conflict). Series B of about $10m led by Stride Ventures, dated Jan 2024 by CB Insights. source
SEBI registration	INZ000310732 (stock broker), NSE member 90331, BSE member 6809 source	INZ000312836 (stock broker), NSE member 90319; also AMFI ARN-315995 for mutual funds source
NSE OBPP status	Enabled, with enablement dated 31st Dec 2025 in the list as on 14th Oct 2026 (the file does not explain the late date) source	Enabled since 29th Aug 2023 (list as on 14th Oct 2026) source
BSE OBPP status	Active since 19th Apr 2023 source	Not listed (file dated 24th Sep 2026) source
Where your bonds sit	In your own existing demat; no GoldenPi DP is disclosed source	A demat is required; you can open one at onboarding with Grip's own NSDL DP (DP ID IN304877). Non-Grip demats are supported for sells. source
Minimum investment	₹10,000 for corporate bonds, ₹1,000 for FDs source	Conflicting: ₹1,000 (platform overview) vs ₹100 (corporate bonds FAQ). Some bonds have ₹10,000 or ₹1,00,000 face value. Corporate FDs from ₹1,000. source
Fees and markup	No transaction charge per its FAQ. Spread inside the price is not disclosed. source	No fee stated on buys; any spread is not disclosed. 0.25% charge on Sell Bonds Anytime, adjusted in the price offered. source
Yield shown as	Not disclosed source	Not disclosed (site headline: up to 12.5% returns) source
Selling before maturity	Sell on BSE or NSE yourself, or ask GoldenPi's team to help find a buyer. No fee stated, no buyback promise. source	Sell Bonds Anytime after a minimum holding of about 2 months, 0.25% charge, settles in 1 working day; Grip cannot guarantee an immediate sale source
Settlement	Through the exchange clearing corporations, T+1 or T+2 per GoldenPi source	NSE and/or BSE RFQ through the clearing corporation. Pay by 4:30pm on T (net banking), 4:30pm on T+1 (UPI) or 2:30pm on T+1 (NEFT/RTGS). source
Credit range on shelf	AAA to BBB (CRISIL, ICRA, CARE, India Ratings), corporate bond yields of 8% to 14%, per GoldenPi source	Rating range not disclosed. SDIs have included a CRISIL BB- (SO) lease pool (Mar 2025). source
NRI access	Not disclosed source	Not allowed source
Play Store (India)	4.1 from 125 ratings, read 17th Oct 2026 source	4.5 from 2,329 ratings, read 17th Oct 2026 source
App Store (India)	4.3 from 30 ratings, read 17th Oct 2026 source	4.42 from 93 ratings, read 17th Oct 2026 source
SEBI or exchange actions	₹4.5 lakh in total (₹2 lakh on the company, ₹2.5 lakh on five directors), order dated 31st Jul 2025 or reported 1st Aug 2025, for trades outside RFQ and ads run without BSE approval source	None found as of 17th Oct 2026 (search not exhaustive; NSE and BSE disciplinary lists not checked) source

Do they sell the same bonds?

None of the 32 bonds GoldenPi showed and 34 bonds Grip Invest showed overlapped when we read them. See prices by company for bonds from the same issuer.

How they differ

Products

GoldenPi covers corporate bonds and NCDs, NCD IPOs, G-secs, T-bills, SDLs, SGBs, tax-free and 54EC bonds, and distributes FDs. Grip sells corporate bonds, securitised debt instruments (LoanX, InvoiceX and LeaseX), debt mutual funds and corporate FDs, and lists no G-secs, T-bills or SGBs. Grip launched the first privately placed bonds with a ₹10,000 face value in Aug 2024.

Custody

GoldenPi uses your existing demat. Grip offers its own NSDL demat (DP ID IN304877) at onboarding and supports other demats when you sell.

Fees and exit

GoldenPi says it charges no transaction fee and directs sellers to BSE or NSE or its support team. Grip promises no hidden fees on purchase; its Sell Bonds Anytime route opens after about 2 months, charges 0.25% inside the buyer's price, settles in 1 working day and is not guaranteed.

Credit

GoldenPi describes a range of AAA to BBB with corporate yields of 8% to 14%. Grip advertises up to 12.5% and publishes no rating range; a Grip-linked lease pool was rated CRISIL BB- (SO) in Mar 2025, with one lessee unpaid for 19 months. A blog named both platforms among sellers of TruCap Finance NCDs before CARE cut them to D on 18th Jul 2025 (reported, not confirmed from a primary source).

Access and support

Grip's KYC rules exclude NRIs, and it answers by email and chat within 24 to 48 business hours with no phone line. GoldenPi publishes a phone line and a four-step escalation matrix. GoldenPi's bonds start at ₹10,000; Grip's pages show ₹100 and ₹1,000.

Record

SEBI fined GoldenPi and five directors ₹4.5 lakh in 2025 for off-RFQ trades and unapproved ads. No penalty against Grip Broking was found. GoldenPi is enabled on NSE and BSE; Grip on NSE only.

Questions people ask

Does Grip sell government bonds?

Grip's product pages list corporate bonds, securitised debt, debt funds and corporate FDs, but no G-secs, T-bills or SGBs. GoldenPi sells all three.

What does it cost to sell early on Grip?

Grip charges 0.25% through Sell Bonds Anytime, which opens after about 2 months of holding, and it says it cannot guarantee an immediate sale.

Can NRIs use Grip?

No. Grip's KYC FAQ says NRIs are not allowed.