Where to buy bonds with a small ticket

What we checked

A bond priced at about ₹10,000 or less per unit was visible on the platform's live listings or bond pages on 17th Oct 2026, or the platform states a ₹10,000 minimum for a whole product line

The price per unit is shown before you pay

Platforms that only advertise a low minimum, without a matching listing we could see, appear in the table below rather than as options

Options that meet these criteria

Listed alphabetically. This is not a ranking.

Aspero Bond platform

Its stated start is ₹10,000, and one live NBFC bond needed ₹10,051 per unit on 17th Oct 2026. Many other listings were close to ₹1 lakh.

BondScanner Bond platform

Deal pages showed partly redeemed bonds at about ₹9,300 to ₹9,400 per unit on 17th Oct 2026, payable by UPI up to ₹5 lakh.

GoldenPi Bond platform

Corporate bonds start at ₹10,000 and it runs a Bonds Under ₹10,000 collection. FDs it distributes start at ₹1,000.

Groww Broker app

Public NCD issues on Groww take a ₹10,000 minimum at ₹1,000 per unit, and its bonds page gives ₹10,000 as an example minimum for listed bonds.

IndiaBonds Bond platform

It advertises a ₹1,000 minimum, runs Min ₹1,000 and Min ₹10,000 filters, and showed one live bond at ₹9,980.42 on 17th Oct 2026.

RBI Retail Direct Government channel

Bids for T-bills, dated G-secs and SDLs start at a reported ₹10,000, with no fee.

Stable Bonds Bond platform

It advertises a ₹100 start; its cheapest live bonds on 17th Oct 2026 cost ₹9,965 to ₹10,074 per unit.

Why ₹10,000 is the practical floor

SEBI has allowed privately placed debt to be issued at ₹10,000 face value since 3rd Jul 2024, down from ₹1 lakh, if the issuer appoints a merchant banker and the bond is a plain interest-bearing instrument with a fixed maturity. Most small tickets on platforms are these ₹10,000 bonds, or older bonds whose price has fallen near that level after part repayment. Public NCD issues are sold at ₹1,000 per unit on Groww but still need a ₹10,000 application.

Advertised start against what was on sale

Platform	Advertised start	Seen on 17th Oct 2026
Stable Bonds	₹100	₹9,965 to ₹10,074 on the cheapest live bonds; others about ₹1 lakh
Grip Invest	₹100 on one FAQ page, ₹1,000 on another	No live listing checked
Bondbazaar	₹100 for G-secs, ₹1,000 for corporate bonds	One unit, from about ₹1,000 to over ₹1 lakh (third-party review)
Wint Wealth	₹1,000	No live listing checked
Jiraaf	About ₹1,000, varying by product	No live listing checked
Altifi	₹1,000	₹99,347 for one unit of an A+ rated NBFC bond
Digifinn	₹1,000 on one page, ₹10,000 on another	Not checked
InCred Money	₹1,000 on one page, ₹10,000 on another	No bonds available
Bonds Kart	Not stated	Corporate bonds from about ₹99,428; 54EC bonds from ₹10,000

Partly redeemed bonds

Bonds that repay principal in instalments trade below ₹10,000 per unit after early repayments, which is why some deal pages show about ₹9,300. TradingQnA users point out that short, amortising bonds can show a high yield while the rupee return stays small.

What a small ticket does not change

A ₹10,000 bond carries the same issuer risk and rating as a ₹1 lakh bond from the same issuer. From about 21st Nov 2026 every online bond platform must show SEBI's Credit Risk-o-Meter based on the lowest available rating, which makes it easier to see where a small-ticket bond sits.

Questions people ask

Can I start investing in bonds with ₹1,000?

Several platforms advertise ₹1,000, but on 17th Oct 2026 the smallest live corporate bond tickets we saw were close to ₹10,000. Public NCD issues on Groww are ₹1,000 per unit with a ₹10,000 minimum application.

Why does Stable Bonds say you can start with ₹100?

Stable markets a ₹100 start, but its cheapest live bonds on 17th Oct 2026 cost about ₹10,000 per unit.

Are ₹10,000 bonds riskier than ₹1 lakh bonds?

Ticket size does not change credit risk. The issuer's lowest rating and whether the bond is secured or subordinated matter, not the unit price.